Tuesday, April 21, 2020

Search For the Best Resume Services Online

Search For the Best Resume Services OnlineResume+writing+services is a business network that has established itself as a most sought after directory for any job seeker who needs some help with a resume. The business is basically an online directory that caters to the needs of both small and large businesses in Australia. It has thousands of writers across Australia and also in other countries around the world.What makes these services different from all the others is that it can help you out in your job hunt. No matter what your requirements are, these services will assist you. From writing resumes, to cover letters and even resumes, they can do all these easily.These services come with a 100% money back guarantee. You can apply at the company's website to avail of this service. In most cases, you can submit the sample or draft copy of your resume before applying. They can help you through any doubts you might have.You can get this done right on their website itself with an outstandi ng customer service, efficient assistance and maximum efficiency. The professional writers here can go through your resume in just a matter of minutes, deciding what to include and what to omit. This is accomplished through an automatic keyword recognition software and easy-to-use online application form.Once you are through with your resume, it is sent to the various writers in your area and you get immediate feedback. If you want a specific service, you can always opt for it. These services cover resumes, cover letters, and even help with resumes in Australia and other parts of the world. This is the best advantage of applying here, you will know in advance what services you need and what they are offering you.You get access to all the services at the one place, which can save time and effort from one website to another. This means you can start working on your job hunt as soon as you apply.You can have all the help you need on the resume. Now is the time to start your career hunt with your resume, don't delay.

Thursday, April 16, 2020

Cash Flow Kills 25% of All Small Businesses

Cash Flow Kills 25% of All Small Businesses It’s a phenomenon that most people who have never run a business have a hard time understanding: That a seemingly healthy businessâ€"even one that is both profitable and growingâ€"can go bankrupt. The explanation comes down to what’s known to accountants and business people as a cash flow problem. Your company might have a contract to deliver a gazillion widgets in December at a fantastically profitable price. But it’s July now, and in the meantime you need to buy the raw materials needed to produce those widgets and pay people to assemble themâ€"and if you don’t have enough cash on hand to make it until December, well, let’s just say the holidays are going to be kind of bleak this year. That’s why, for example, Chris Carey, CEO of Modern Automotive Performance, works hard to keep his cash flow as smooth as the rides his customers crave in their souped-up cars. Carey’s 40-employee company, based in Cottage Grove, Minn., provides auto and truck parts to owners of vehicles like the Mitsubishi Evo X and Dodge Neon SRT-4, allowing them to do things like handle better and accelerate faster. It’s a seasonal business that peaks in the spring, when drivers get ready to hit the roadsâ€"and sometimes the racetrack. One way Carey avoids running short of cash to pay his bills during the frigid winter months is by charging all of his customers in advance. “We’re being paid for the products before we have to pay our vendors,” he says. By keeping a close eye on cash flow, Carey has enough available cash and access to credit to keep Modern Automotive Peformance well stocked with the type of inventory that keeps customers flocking. He has grown the business to $11 million in revenue annually since 2006. Unfortunately, his attention to cash-flow is rare among entrepreneurs. “It’s not something most small business owners think about,” says Dave Kurrasch, a former senior vice president of Wells Fargo who is now vice president and general manager of Small Business Payments Company, a financial technology provider. That can be a fatal mistake. Recent data compiled by the research firm CB Insights found that 29% of startups fail because of a cash crisis. It was the second highest cause. (The number one factor, at 42%? A lack of a need for their product in the marketplace.) So how can you make sure your business beats the odds? Here are five strategies to keep your cash flow healthy. Strategy #1: Choose a lower-overhead business. It may seem obviousâ€"and for some businesses, simply too lateâ€"but the fact is that certain enterprises require much more or less cash to launch and grow than others. If you don’t have much access to startup funding, your best bet may be business you can fund mostly through the revenue you receive from customers. “Consultants, if they’re good at what they do and are well known, can be instantly cash-flow positive,” says Kurrasch. That’s because they tend not to have a lot of inventory and if they hire people, the team members often contribute directly to producing revenue. “Most businesses that have inventoryâ€"restaurants, retail outlets, manufacturersâ€"tend to be negative cash flow producers, at least for the first three to four months, if not longer.” Which leads us to our next point…. Strategy #2: Secure credit before you need it. By talking with experienced business owners in your intended industry before you open your doors, you can find out how much cash you’ll likely need to survive until revenue starts coming in the doorâ€"and finance your operations accordingly. Start by being realistic about it. “If you own a restaurant or a Hallmark card shop, a real traditional small business, [venture capital giant] Kleiner, Perkins isn’t going to come along and put a bunch of money into your company,” says Kurrasch. “Either you have cash reserves or you have friends and family you can call on.” Start your money hunt long before there’s any chance you’ll run short of cash. “Try to get as much credit as you can before you enter the business,” advises Nat Wasserstein, managing director of Lindenwood Associates in Upper Nyack, N.Y., a provider of services such as crisis management. If you wait until you’re in a jam, you’ll find it hard to get anyone to lend to you. Strategy #3: Find your ideal dashboard. By keeping keep close tabs on the money coming in and out of your business, you’ll reduce the chance of getting caught short when it’s time to meet payroll or pay a key supplier. “A lot of entrepreneurs don’t even understand that they could be profitable and strapped for cash at the same time,” says Wasserstein. If you need money now to pay your bills and don’t expect customers to pay you in the immediate future, you’ll find yourself in a crunch where you need to borrow. Fortunately, there are simple tools to help you keep on top of cash flow without spending a lot of time on it. You can get a free excel worksheet to figure out your cash flow through from the CCH Business Owner’s Toolkit. Or, if you want a more automated solution, you can use inexpensive accounting software such as QuickBooks to create a “statement of cash flows.” Kurrasch’s company offers a cash forecasting app, called Small Business Workbench, that costs $6 a month for the basic plan. Strategy #4. Put your credit card to work for you. Carey has found that one of his most valuable tools in managing his cash flow is his business credit card. He happens to use the American Express Plum card, which offered him 2% cash back if he paid the balance in full when he signed up in 2006, and now offers users 1.5% back. Carey will often spend as much as $750,000 a month on his card to pay for inventory and other expenses, enabling him to get anywhere from $10,000 to $15,000 a month once he pays the bill on time. That gives him a big incentive to keep on top of the money coming in and out of his business. “Everything in our cash flow revolves around making that payment for the American Express card,” he says. The American Express Plum card is one of many cards offering cash back, so shop around for a good deal. Strategy #5. Know when to say no. It’s easy to get excited if a big retailer offers to carry your product or a big contract drops in your lap at a professional services firm. But before you say yes, make sure you understand how quickly a client will pay youâ€"and figure out if you can manage the outlay to fulfill the deal in the meantime. If you won’t be seeing any cash for 120 days, it’s very possible to run out of money and find your company on life support. “Not every sale is worth taking,” says Wasserstein. Of course, before you turn down business, it’s worth exploring creative ways to get customers to pay you more quickly. For instance, some small vendors offer early-payment discounts to big suppliers to get them to cut checks more quickly and sign up for direct-deposit payments to their bank accounts, which may speed payments by a few days. These approaches are often a lot cheaper than borrowing.

Saturday, April 11, 2020

FYI College Students Recent Grads Dont Read Blogs Heres How Your Career May Suffer - Work It Daily

FYI College Students Recent Grads Dont Read Blogs Heres How Your Career May Suffer - Work It Daily Picture two college freshman roommates: One decides he's going to enjoy college and worry about career planning during senior year. The other decides to make the tiniest of career development efforts and signs up for a weekly blog that automatically sends him career articles and advice by e-mail. Fast forward four years later... The first roommate has had a great time at school, but in the back of his mind has also had this nagging feeling that things aren't going to be great for much longer. He's talked to some of his older friends who are in their first jobs out of college and has concluded that ‘work' is an ugly 4-letter word. He's not that motivated to get his resume together because he doesn't know what to put on it. And, after only one visit to the career center, is feeling some panic about the fact that he really doesn't know what he wants to do after graduation. The fact that he's just spent more than 60K on an education is weighing on him as well. He spends second semester senior year in a mad rush to trying to learn what it takes to get a job that will impress everyone, but is feeling less confident by the day as he realizes his professional skills are lacking compared to many of his peers. The second roommate has a different story. He's had a great time in college too, but, he also managed to read the career blog advice weekly and gained some valuable insight and perspective on how to take control of his professional future while still in school. It helped him choose what courses to take, and eventually, what to major in. It also inspired him to look for an internship after freshman year and he proceeded to work in internships throughout his time in college. He learned how to craft a good resume and how to network so he could set up some informational interviews that netted him some valuable professional contacts. By second semester senior year, he's been offered a job with one of the companies he interned at with a salary that is 20% higher than the national average for college grads. Not to mention, he feels confident in his ability to develop his career after college. So... which roommate would you rather be? I wrote a post last spring when I learned that blogs were considered unworthy of reading amongst the college set. I was shocked. College students are a tech savvy group who understand the power of communication tools. As a result of this discovery, we even discussed the pros and cons of not calling this site a blog. However, we opted to keep the term blog. Here's why: Corporate America is very frustrated with lack of professional knowledge college grads have upon entering their workplace - and they aren't being shy about letting everyone know how disappointed they are with today's young professionals. At the same time, grads are feeling as if buckets of cold water are being thrown at them by Corporate America. For them, the transition from professional student to professional is a much bigger and harder process than they expected. How can this situation be reconciled? Blogs. The power of blogs is enormous when it comes to getting better educated on a subject. Your perspective and knowledge of a situation can be enhanced in as little as 15 minutes a day by reading blogs. Especially, if you choose blogs that are both well-written and designed for easy navigation. So, if you are a college student or recent grad who wants to gain a competitive edge in the world of work, here are three examples of blogs (I'm hoping you've already decided to subscribe to www.workitdaily.com in the upper right-side of this site as a result of this post) that can help: The Work Buzz - Careerbuilder.com's newly renovated workplace blog is easy-to-read and the perfect way to get acquainted with blogging. The content is fresh and the site navigation is simple. Kudos to their team for one of the cleanest formats I've seen. Brazen Careerist - Showcases a huge crew (200+) of 20-something bloggers, making it one of the most comprehensive on the web. Career Journal - The Wall St. Journal's career blog is a good read simply because their newspaper is standard reading material for most executives. The advice is always solid and takes into consideration management's viewpoints - a great way for you to learn how to start managing up. Now, here's my disclaimer: too much of a good thing is not healthy. The key is to not go crazy with blog reading. Yes, you could subscribe to 50 blogs, but you'd end up tired, bleary-eyed and overwhelmed. Instead, I suggest you find no more than five that you find interesting and credible. Then, carve out time every week to read them, and identify an action or two you plan to take as a result of what you learned. If over time you find one of them isn't providing as much value to your development, drop it and find a new one. This concept of learning in small doses has a great success rate. Besides, not only is this manageable, it's free - so no excuses! If you want to make sure that your college degree is worth the time and money spent on getting it, start investing in your professional development via blog reading. J.T. O'Donnell is a career strategy and workplace consultant. Have you joined our career growth club?Join Us Today!